USDA (also called Rural Housing) is a fabulous program!  Here are a few details if you are considering this for your next home purchase.


Where can you buy a home:  Borrowers must buy a home in the USDA “footprint”.  Utah County – cities of Salem, Santaquin, Payson, Elk Ridge, Woodland Hills, Goshen, Eagle Mountain, Saratoga Springs.  If you want to see if a specific address is eligible you can go to this website to check:;jsessionid=ptRAzDoLyhf36hnKhEvFJVMl

Utah County Income limits:  Even if another household member will not be on the loan, their income must be calculated into these figures.

  • 4 or less in household is $80,200
  • 5 or more is $105,850

Want to know for another area?  Check it out here:


  • 100% financing
  • Seller can pay closing costs
  • We are very experienced with this loan program and have in-house USDA underwriting
  • Mortgage insurance is much cheaper than FHA loans
  • Current rates are 4.25% fixed, APR is approximately 4.795%

Want to see actual loan numbers?  Click this link to check them out:

If you are viewing this email on a mobile device, you will need to download the Mortgage Coach App.  This is a great tool that will help you see all the nitty-gritty details of these loan options. Let me know if you have ANY Questions or would like to talk about your specific situation!!