Tips for a Successful Clear to Close

How sweet it is to hear the words “clear to close”, in fact the only thing I like better is sitting down at closing and watching the final documents come together for happy clients .  “Clear to close” means your sweat, blood and tears came to fruition and your loan is...
Understanding and Improving Credit Scores

Understanding and Improving Credit Scores

Having a high credit score can help you get into a better loan program with a better rate, so understanding credit scores will help you take the steps to improving your scores.   To get a mortgage, we do a three score merged report. This means we get your credit score...
New Zero Down Mortgage

New Zero Down Mortgage

This new program is a great loan for buyers that do not have any of their own funds to put down on a home.  There is an FHA first mortgage and then a Chenoa Fund second mortgage for 3.5% to meet the FHA down payment requirements.  The best part is that under some...