Do you have an FHA loan?
Have you been curious about refinancing your mortgage? Do you have an FHA loan? If you answered yes, this information could help you save money on your monthly payments! Feel free to reach out with any questions!
Take a Peak at Appreciation Across the Country
In the link below, you will find a quick interactive map that demonstrates home value appreciation rates over different time periods in different areas. You can even drill down to local information by entering an address or zip Code. Real Estate Appreciation...
Where Can I Use a USDA Loan in Utah?
Where can I use a USDA loan in Utah? What is the USDA footprint?
Recovering from a Bankruptcy
Recovering From a Bankruptcy 7 Tips for Future Homebuyers A bankruptcy is very difficult to go through and often times, surviving each day is all a person can handle. But planning for a successful financial future is critical and the sooner you begin that...
THREE REASONS YOU SHOULD BUY A HOME IN THE WINTER
Many people see the summer months as the ideal time to buy a house, and in many ways it is; the weather is nice, you don’t have to worry about moving in the middle of the school year, and there are plenty of listings to tour. Summer is definitely the BUSIEST...
2019 Conforming Loan Limits go UP!!
FNMA and FHLMC have announced new loan limits effective 1/1/2019. The base limit is raised from $453,100 to $484,350. See graph below for details on other counties and more than one unit. You can also check out this cool link to see an interactive map of every...
Looking for Investment Properties?
Closing Costs vs Down Payment
Non US Citizen Loans
Live Love Utah – Tibblefork
New Veteran Grant
I’m sure you know someone that needs this…
I recently read this article about the parents of a 30 year old man that took him to court to get him to move out. This is a little extreme and luckily, most 30 year olds I know (my kiddos included) are extremely responsible. No need to bring the court system over...
UTAH IS ON FIRE??!!!
via GIPHY I just had a conversation with a past client… he bought his house in Salt Lake five years ago for $285,000. It is now worth $512,000. THAT’S AN 80% INCREASE IN VALUE. Talk about crazy! The other thing I love is that he was only 21 when he bought his...
USDA Loan – Is it right for you?
USDA (also called Rural Housing) is a fabulous program! Here are a few details if you are considering this for your next home purchase. Where can you buy a home: Borrowers must buy a home in the USDA “footprint”. Utah County - cities of Salem, Santaquin,...
Bankruptcy? Foreclosure? Short Sale?
Lender Paid Mortgage Insurance
A Little Glance at History
Yes, interest rates have gone up over the past couple of months, but it is still a GREAT time to buy a home. This chart shows a history of rates.. it’s hard to even imagine rates above 5%, but that is where they have historically been for DECADES. 30 year mortgage...
One Word
Last year (2017) I picked EXCEPTIONAL as my One Word for the year. Our goal was to improve our systems and work-flow so that clients and Realtors find their experience with us to be as simple and stress-free a possible. After working diligently on this, We have...
FHA Loan Program
Cost of Waiting
Welcome to
my Blog!
I love to share mortgage info, financial advice and other random thoughts. Thanks for stopping by.